Commercial finance built around pharmacy and healthcare
Fast, tailored finance solutions supported by access to a panel of leading commercial finance lenders
Who we help
For Your Pharmacy
Modernise, renovate or get QCPP-ready
Fund the projects that keep your pharmacy compliant, competitive and current.
See what's coveredFor You
Novated lease & motor financing
Personal finance for your next vehicle, arranged with the same straightforward service.
See what's coveredFor Our Partners
Refer your customers, earn a reward
Introduce us to the pharmacies and individuals in your network.
See how it works
How It Works
Finance matched to your needs.
As your dedicated finance partner, we match the needs of your pharmacy or healthcare business to the right finance service — so you get a solution built for your situation, not a generic loan.
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Tell us what you need.
Share a few details about your business, or your project, and what you're looking to finance — it takes a couple of minutes.
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We match you to the right service.
A finance consultant reviews your application and matches your needs to the most appropriate finance service, from equipment finance to renovation funding.
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Get tailored offer.
Receive terms structured around your situation, with your consultant guiding you from application through to funding.
Pharmacies & Organisations
Whatever stage your pharmacy is at, there's a way to fund it.
Tell us which of these sounds like you, and we'll walk you through what finance could look like — no obligation.
Modernise & Automate
Update your dispensary systems, technology and equipment so your pharmacy runs the way today's patients expect.
Renovate & Refresh
Refresh your fit-out, layout or shopfront to improve flow, presentation and the experience you offer in-store.
Comply or Upgrade for QCPP
Cover the facility, process and equipment upgrades needed to meet Quality Care Pharmacy Program standards.
For You
Personal finance for your next vehicle.
Get on the road, arranged through the same trusted partner.
Novated Lease & Motor Financing
Lease your next car through your employer and pay for it, plus running costs, from your pre-tax salary — or take out a straightforward motor loan with repayments structured around your budget.
Check Eligibility Now
For Our Partners
Refer your customers, and we'll take it from there.
If you work with pharmacies or individuals who could use finance, GXFS's referral program makes it easy to introduce them.
Referral Program
Introduce your customers, patients or network to Gold Cross Financial Services and we'll look after them from application through to funding — with a referral reward for every successful introduction.
Refer Your Customers Now
Enter your details and speak to a finance consultant
Share your details and one of our team will get back to you to talk through your options — no cost, no obligation.
Our Technology Partner
Financing for BD Rowa dispensing automation.
BD Rowa is a global name in pharmacy automation, with robotic dispensing and stock-management systems installed in thousands of pharmacies and hospitals worldwide. Gold Cross Financial Services can help your pharmacy fund a BD Rowa installation as part of a modernisation or fit-out project, with repayments structured around your business.
Visit BD Rowa (opens in a new tab)